Our Community Change Term Deposit offers organizations access to competitive rates and terms, while giving you the ability to align your financial goals with your social values.


Community Change Term Deposit

Now, you don’t have to sacrifice your financial objectives to invest according to your values—or sacrifice your values to meet your financial objectives.

With our Community Change Deposit, you can earn competitive returns while generating social returns at the same time.

Community Change Term Deposit Detail

  • Competitive rates*
  • Interest compounded and paid annually
  • Term lengths ranging from one to five years
  • Non-redeemable within the term
  • Accessible minimums for institutions and businesses 
  • Eligible for deposit insurance from CDIC (subject to CDIC deposit coverage limits)

*Rates are subject to change without notice. For more information, please contact LBoggild@vcib.ca.

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Your deposits build communities

Like you, our focus is firmly on communities. We use the funds generated by our deposits to support a wide variety of local businesses and community projects.

When you deposit money with us, you’re amplifying the ability to make change—not only your own, but ours too. By giving your support to us, you’re indirectly supporting the organizations and the people who hard at work transforming your community for the better.

Since 2016, we have financed
community projects across Ontario:


affordable homes across
southern Ontario.


in loans to organizations.


to arts and culture groups.

Reserve your rate now.

For more information on our Community Change Term Deposit, or to learn more about how Vancity Community Investment Bank can help your organization, please contact us.

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