High Interest Savings Account

Savings That Work
As Hard As You Do

Put your organization’s cash reserves to work with VCIB’s High Interest Savings Account.

Earn interest on funds you’re not using for day-to-day operations, while still having easy access to cash when you need it. With higher interest rates for higher balances, your savings will grow faster.


  • Competitive interest rates that increase with outstanding balances.
  • Convenient, flexible access to cash when needed through funds transfers and bill payments.
  • No minimum deposit required or monthly fees.
  • Deposits are eligible for CDIC deposit insurance.


  • Includes up to 10 free* transactions a month.
  • Interest calculated daily on closing balance and paid monthly.
  • Access funds through online banking only – no cash, ATM/debit, cheque, or branch services.
  • Have confidence that your savings will circulate to support positive social environmental change.

Download our High Interest Savings Account Package to learn more or contact us to get started.

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VCIB Financial Solutions

Shared Interest™ Visa* Business

Choose a credit card that rewards you and the causes you care about.

Operating Line of Credit

Get access to credit to help bridge gaps in your operating cash flow with our flexible financing solutions.

Foreign Exchange

Transfer funds to clients or suppliers anywhere in the world, buy real estate in foreign countries, or send money overseas.

We put your savings to work for positive change.

At VCIB, your deposits help finance impactful projects in Canadian communities, like affordable housing and clean energy projects. Since 2017, we’ve financed:
30 +
new social purpose real estate projects
1300 +
units of new or preserved affordable housing
400000 sq.ft.
of non-profit, co-working, cultural and community spaces

"The notion that VCIB is doing measurable good in the world in the same places that we’re trying to work in every day as an Institute, that’s a real value for us."

Rick Smith

Executive Director, Broadbent Institute

Read Full Story
Rick Smith

Read more stories of impact

When you bank with VCIB, you help support important work in your community. You can learn more about the organizations we support by reading on:

Get in touch and let us know about your business to get started.

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Safely Insured

VCIB is a member of the Canada Deposit Insurance Corporation (CDIC). CDIC is a federal Crown corporation that was created in 1967 to protect the money Canadians deposit in member financial institutions.

Federally Chartered

VCIB is a Schedule 1 chartered bank operating under federal guidelines and regulated by the Office of the Superintendent of Financial Institutions.

Certified Beneficial

A B Corp’s™ purpose is to create social and financial value. To belong, they must meet high standards of transparency and accountability, and create positive social and environmental benefit.

Change Maker

VCIB belongs to the Global Alliance for Banking on Values, an international network of banking leaders who make social and environmental change a part of their financial model.

Vancity Community Investment Bank is a member of CDIC and is a Certified B-CorpTM