Banking Products for Impactful Organizations and Businesses

We are Vancity Community Investment Bank, but you can call us VCIB. We are a values-based bank on a mission to finance a greater tomorrow.

VCIB is the only Canadian bank that works exclusively with organizations and businesses that drive social, economic and environmental change. Building strong partnerships is our top priority.

Whether it’s serving the community or growing a business, we work tirelessly to help our clients achieve their goals.

We’re proud to champion the work of impactful organizations like affordable housing developer Habitat for Humanity Canada, green real estate and clean energy private equity firm Forum Equity Partners, and social entrepreneurship catalyst Centre for Social Innovation.

Products and services to help you bank on
better ways forward

VCIB's suite of banking, investing and financing solutions are purpose-built to help your organization thrive, prosper and foster change.

Lending

At VCIB, we understand financing is key to supporting your organization’s growth and mission. We now offer flexible financing solutions, competitive interest rates, and easy online access to manage your loan.
Term Loans
Unlock funds needed to grow, expand and improve your organization. Target loan size: $250K-$20M.
Operating Line of Credit
Get access to credit to help bridge gaps in your operating cash flow. Target loan size: $250K-$10M.

Banking

Whether you’re a purpose-driven business, non-profit or charity, we now offer products and services to support your day-to-day banking needs. And, our dedicated impact banking team is here to help your organization reach its goals.
Transaction Account
Manage deposits and payments electronically (no cash, cheque, ATM or branch services)
Online Banking
Schedule bill payments, add delegates, approve transactions, and process payments/receivables with Automated Funds Transfers.
High Interest Savings Account
Earn competitive, tiered interest on your organization’s short-term savings.

Investing

Investing with VCIB can be a strong fit for organizational reserves, such as an operating or capital fund. With our Impact GICs, you can invest at competitive rates while supporting impactful projects in the community.
Fixed Term Impact GICs
Great if your organization doesn’t need ready access to your cash. Choose from a variety of term lengths.
Cashable Impact GICs
Provides maximum flexibility with a 1-year term and access to your funds at any time.

Looking for a bank that shares your values? Let’s chat.

Get in Touch

Shared Interest™ Visa*
Business Card

Our Shared Interest Visa Business card offers unique features and flexible rewards that enable your organization to efficiently deliver on its mission – all while helping the community and the environment.

  • Annual fees waived for certified B Corporations.
  • Redeem your points for charity donations, cash back and gift cards.
  • Streamlined reporting and customized payment controls.
  • A credit review process tailored for charities, non-profits and purpose-driven businesses.

Partner with a bank that sees the world the way you do.

Get in Touch

Frequently Asked Questions

Why choose VCIB?

We believe banking can be a powerful catalyst for immediate and lasting social and environmental change. We focus on banking businesses and organizations working to make our communities a better place. Their work isn’t business as usual and they need a financial partner who understands that and who will support them in their mission. We are a proud B Corporation and a member of the Global Alliance for Banking on Values.

Who can bank with VCIB?

As a commercial bank, VCIB exclusively serves organizations and businesses across Canada that are focused on driving change.

What is VCIB’s relationship with Vancity?

VCIB is an Ontario-based schedule 1 federally chartered bank and a subsidiary of Vancouver City Savings Credit Union (Vancity), a British Columbia-based financial cooperative with more than half a million members. VCIB’s mandate is to bring Vancity’s unique community-first finance model to the rest of Canada.

Safely Insured

VCIB is a member of the Canada Deposit Insurance Corporation (CDIC). CDIC is a federal Crown corporation that was created in 1967 to protect the money Canadians deposit in member financial institutions.

Federally Chartered

VCIB is a Schedule 1 chartered bank operating under federal guidelines and regulated by the Office of the Superintendent of Financial Institutions.

Certified Beneficial

A B Corp’s™ purpose is to create social and financial value. To belong, they must meet high standards of transparency and accountability, and create positive social and environmental benefit.

Change Maker

VCIB belongs to the Global Alliance for Banking on Values, an international network of banking leaders who make social and environmental change a part of their financial model.

Vancity Community Investment Bank is a member of CDIC and is a Certified B-CorpTM