Visa credit cards

Imagine a credit card aligned with values. One that puts members first. With Shared Interest™ Visa* card it exists. Wouldn’t everyone want a card like this?

The Shared Interest Visa credit card gives you all the convenience and security of Visa, a flexible rewards program, and every time you use your card, you help your community and the environment.

There’s a Shared Interest Visa card for everyone.

Shared Interest Classic*

Shared Interest Classic* Visa Credit Card

Our Shared Interest Classic Visa credit card gives you convenience, reliability and rewards. Earn one Vancity Community Investment Bank Rewards™1 point for every $2 you spend on the card. You can redeem points for cash back, travel, charitable donations and gift cards, starting with as little as 2,000 points ($20 rewards value). Plus, every time you use your card, we will donate 10 cents to support not-for-profit initiatives worldwide through the Shared Interest Fund.

Option Annual Fee Vancity Community Investment Bank Rewards Rate Grace
Vancity Community Investment Bank Rewards $0 Yes 19.5% 21 days
Vancity Community Investment Bank Rewards and Low Interest Rate $50 Yes 11.25% 21 days
Low Interest Rate $25 N/A 11.25% 21 days

Shared Interest Classic* Visa credit card offers you:

  • Earn 1 reward point for every $2 spent – redeemable for cash back, travel, charitable donations and gift cards.
  • Double the points when you use your Shared Interest Visa card to book travel through the Vancity Community Investment Bank Rewards website or by calling us at 1-866-688-8242.
  • Insurance Benefits2 include: extended warranty, purchase security coverage, and travel accident insurance up to $200,000. To learn more, click here.

Visa Credit Card Features:

  • Add up to 4 additional cards (Authorized Users) on your account at no extra charge.
  • Tap to pay with your Shared Interest Visa card (applicable to cards issued after January 14).
  • 24-hour cash advances through any ATM displaying the Visa symbol
  • Card Services is available 24/7 to assist you with your Shared Interest Visa card
  • Lost and stolen card protection
  • Protection against unauthorized purchases and 24/7 fraud monitoring
  • Emergency card and cash replacement services
  • One simple login to pay for online purchases with Visa Checkout*
  • Chip and PIN # enabled

Shared Interest Gold

Shared Interest Gold Visa Credit Card

Our Shared Interest Gold Visa Credit Card provides you with more purchasing power. You earn one Rewards1 point for every dollar you spend on the card. You can redeem points for cash back, travel, charitable donations and gift cards, starting with as little as 2,000 points ($20 rewards value). If you’d prefer a lower interest rate, we offer that too. Plus, every time you use your card, we will donate 10 cents to support not-for-profit initiatives worldwide through the Shared Interest Fund.

Option Annual Fee Vancity Community Investment Bank Rewards Rate Grace
Vancity Community Investment Bank Rewards $99 Yes 19.5% 21 days
Vancity Community Investment Bank Rewards and Low Interest Rate $145 Yes 11.25% 21 days
Low Interest Rate $45 N/A 11.25% 21 days

Shared Interest Gold Visa Credit Card offers you:

  • Earn 1 reward point for every $1 spent – redeemable for cash back, travel, charitable donations and gift cards.
  • Double the points when you use your Shared Interest Visa card to book travel through the Vancity Community Investment Bank Rewards website or by calling us at 1-866-688-8242.
  • 2,500 bonus points on your first purchase ($25 rewards value).
  • 3,500 bonus points on your card’s anniversary ($35 rewards value).
  • Insurance Benefits2 include: extended warranty, purchase security coverage, travel accident insurance up to $500,000, price protection service, auto rental/loss damage insurance, and delayed and lost baggage insurance. To learn more, click here.

Visa Credit Card Features:

  • Add up to 4 additional cards (Authorized Users) on your account at no extra charge
  • Tap to pay with your Shared Interest Visa card
  • 24-hour cash advances through any ATM displaying the Visa symbol
  • Card Services is available 24/7 to assist you with your Shared Interest Visa card
  • Lost and stolen card protection
  • Protection against unauthorized purchases and 24/7 fraud monitoring
  • Emergency card and cash replacement services
  • One simple login to pay for online purchases with Visa Checkout*
  • Chip and PIN # enabled

Oxfam Canada and Amnesty International

Oxfam Canada and Amnesty International Visa Credit Cards

Important notice regarding the Citizens Bank of Canada Visa credit card accounts: Amnesty™ International and Oxfam™ Canada

In September 2018, we mailed a letter notifying cardholders that the features of these accounts would change.  Effective Friday, November 2, 2018:

  • The name of your Visa account will be the Shared Interest Classic* Visa Card. The features of the account are listed here.
  • You will see the updated name on your statement, online and re-issued credit cards.
  • Note: Your Visa card account number will not change.
  • Please continue to use your Amnesty International or Oxfam Canada Visa credit card until you receive and activate your new Shared Interest Classic Visa card.  If your current card expires before early 2019, you will receive a new Citizens Bank Shared Interest Classic Visa credit card. In early 2019, we’ll send you a new Vancity Community Investment Bank Shared Interest Classic Visa credit card with a ‘tap-to-pay’ feature.

Credit Card Agreements

Credit Card Agreement, Insurance Agreement, and Vancity Community Investment Bank Rewards Terms and Conditions

Notice

Effective Friday, January 11, 2019, your Vancity Community Investment Bank Credit Card Agreement, Insurance Agreement, and the Vancity Community Investment Bank Rewards Terms and Conditions, were updated as part of our credit card services upgrade.

Please click on the link below to see a summary of changes and review the Agreements and Terms and Conditions that apply to your Visa card account and services.


Cardholder Agreement

Effective Friday, January 11, 2019, a new Vancity Community Investment Bank Credit Card Agreement came into effect. In many cases we have simply re-organized the wording of your Agreement without changing the underlying terms. Please click the link below to see a copy of the new credit card Agreement.

Insurance Agreement

Your Vancity Community Investment Bank Visa card entitles you to a wide range of insurance benefits, which may include extended warranties, travel accident, auto rental collision, price protection, and more.

To continue providing you with the same excellence in insurance coverage the Agreement has been updated and is effective Friday, January 11, 2019. Please click the link below to see a copy of the new Insurance Agreement.

Rewards Terms and Conditions

Effective Thursday, January 10, 2019, the Rewards program Terms and Conditions was updated to reflect changes to our rewards program. Please review the program terms and condition that apply to your applicable Vancity Community Investment Bank Shared Interest Visa card.

 

Any questions?

Card Services
24 hours a day, 7 days a week

Metro Vancouver: 604-877-8242
Toll-free: 1-844-266-8242


1Vancity Community Investment Bank Rewards is only applicable to Vancity Community Investment Bank Shared Interest Classic and Gold Visa cards that earn Vancity Community Investment Bank Rewards points.2Certain definitions, benefits, limitations, and exclusions apply to all Shared Interest Visa card insurance coverage. The insurance coverage is subject to change or cancellation without notice. Extended Warranty, Purchase Assurance, Auto Rental Collision/Loss Damage, and Delayed and Lost Baggage Insurance are insurance coverages underwritten by American Bankers Insurance Company of Florida and Travel Accident Insurance is insurance coverage underwritten by American Bankers Life Assurance Company of Florida both federally regulated insurance providers carrying on business in Canada under the name Assurant©. Price Protection Service is a service provided by American Bankers Insurance Company of Florida.™Vancity Community Investment Bank and Vancity Community Investment Bank Rewards are trademarks of Vancouver City Savings Credit union, used under license.™Shared Interest is a trademark of Vancity Community Investment Bank.™Oxfam Canada and Amnesty International are used by Vancity Community Investment Bank under license.*Trademark of Visa Int., used under license.