Business Banking

Bank on better ways forward

As Canada’s only values-based bank, we believe finance can be a force for change. Our lending, investing, and banking solutions are designed to help purpose-driven organizations prosper and drive lasting change. 

Lending

At VCIB we work tirelessly to offer flexible financing and competitive rates to help meet your organization’s goals.

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Our lending solutions include: - Term Loans
- Operating Lines of Credit
- Equipment Financing
- Owner-occupied Real Estate 
- Succession Financing  

Investing

Investing with VCIB can be a strong fit for organizational reserves, such as an operating or capital fund. With our Impact GICs, you can invest at competitive rates while supporting impactful projects in the community.

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Fixed Term Impact GICsGreat if your organization doesn’t need ready access to your cash. Choose from a variety of term lengths.
Cashable Impact GICsProvides maximum flexibility with a 1-year term and access to your funds at any time.

Banking

Whether you’re a purpose-driven business, non-profit or charity, our products and services can support your day-to-day banking needs. Our impact banking team is dedicated to support your organization's objectives.
Transaction AccountA basic deposit account for conducting online transactions – no cash, cheque, ATM or branch services.
Online BankingSchedule bill payments, add delegates, approve transactions, and process payments/receivables with Automated Funds Transfers. Learn more.
High Interest Savings AccountEarn competitive, tiered interest on your organization’s short-term savings. Learn more.

Shared Interest™ Visa*
Business Card

With a VCIB Shared Interest Visa Business Card, 10 cents of every transaction will be allocated towards our Shared Interest Fund, which supports social and environmental impact in our communities.

Annual fees are waived for Certified B Corps. Learn more about our card’s flexible rewards and additional benefits.

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card

We support those that create affordable, sustainable, and bold ways forward.

NON-PROFITS & CHARITIES

FOUNDATIONS

SOCIAL ENTERPRISES

B CORPORATIONS

OTHER PURPOSE-DRIVEN BUSINESSES OR ORGANIZATIONS

Vancity Group

VCIB is a wholly owned subsidiary of Vancity Credit Union, a values-based financial cooperative. With more than 543,000 members and $28.2 billion in assets, plus assets under administration, Vancity is Canada’s largest community credit union.  

Federally Chartered

VCIB is a Schedule 1 chartered bank operating under federal guidelines and regulated by the Office of the Superintendent of Financial Institutions.

Certified Beneficial

A B Corp’s™ purpose is to create social and financial value. To belong, they must meet high standards of transparency and accountability, and create positive social and environmental benefit.

Change Maker

VCIB belongs to the Global Alliance for Banking on Values, an international network of banking leaders who make social and environmental change a part of their financial model.

Vancity Community Investment Bank is a member of CDIC and is a Certified B-CorpTM