COVID-19 UPDATE: To read how VCIB is ready to help organizations that may need our support during these unprecedented times, click here.

Business Banking

Bank on Better Ways Forward

We’ve expanded our suite of banking, investing, and financing solutions for purpose driven businesses and organizations

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Banking

Whether you’re a small or medium sized business, non-profit or charity, we now offer products and services to support your day-to-day banking needs. And, our dedicated impact banking team is here to help your organization reach its goals.
Transaction AccountA basic deposit account for conducting online transactions only – no cash, cheque, ATM or branch services.
Online Banking
Schedule bill payments, add delegates, approve transactions, and process payments/receivables with Automated Funds Transfers.
High Interest Savings AccountEarn competitive, tiered interest on your organization’s short-term savings.

Financing

At VCIB, we understand financing is key to supporting your organization’s growth and mission. We now offer flexible financing solutions, competitive interest rates, and easy online access to manage your loan.
Term LoansUnlock funds needed to grow, expand and improve your organization. Target loan size: $50K-$20M.
Operating Line of CreditGet access to credit to help bridge gaps in your operating cash flow. Target loan size $50K-$10M.

Investing

Investing with VCIB can be a strong fit for organizational reserves, such as an operating or capital fund. With our Impact GICs, you can invest at competitive rates while supporting impactful projects in the community.
Fixed Term Impact GICsGreat if your organization doesn’t need ready access to your cash. Choose from a variety of term lengths.
Cashable Impact GICsProvides maximum flexibility with a 1-year term and access to your funds at any time.

Interested in
our values-driven approach? We want to hear from you.

Contact Us

We support those that create affordable, sustainable, and bold ways forward.

  • Non-Profits & Charities
  • Foundations
  • Social Enterprises
  • B Corporations
  • co-operatives
  • Labour Unions
  • Other purpose-driven businesses or organizations

Payment Services

Shared Interest™ Visa Business CardOffers unique features and rewards to help your organization achieve its financial goals and its mission – all while helping the community and the environment.Read more
Visa* PrePaid Gift Card ProgramAvailable to community organizations, non-profits, and businesses looking to distribute funds to their community or to offer rewards to customers and employees.Read more
Comprehensive Foreign Exchange SolutionsIf you do business internationally, our Foreign Exchange Team has the expertise to help you reduce your foreign exchange cost, mitigate your currency risk exposure, and simplify settlement.Read more

Contact us

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Read more stories of impact

When you bank with VCIB, you help support important work in your community. You can learn more about the organizations we support by reading on:

Safely Insured

VCIB is a member of the Canada Deposit Insurance Corporation (CDIC). CDIC is a federal Crown corporation that was created in 1967 to protect the money Canadians deposit in member financial institutions.

Federally Chartered

VCIB is a Schedule 1 chartered bank operating under federal guidelines and regulated by the Office of the Superintendent of Financial Institutions.

Certified Beneficial

A B Corp’s™ purpose is to create social and financial value. To belong, they must meet high standards of transparency and accountability, and create positive social and environmental benefit.

Change Maker

VCIB belongs to the Global Alliance for Banking on Values, an international network of banking leaders who make social and environmental change a part of their financial model.

Vancity Community Investment Bank is a member of CDIC and is a Certified B-CorpTM