Term Deposits

Support worthwhile projects, large and small through our Community Change Term Deposit.

Align your investments with your values.

Our Community Change Term Deposit offers organizations the ability to support transformational work in the community and access to attractive rates. While you earn interest, we’ll use the funds to support local businesses, affordable housing projects, partner with B-Corps™, and enact positive change.

none 100 percent

of the Community Change Term Deposit contributes to community development lending in Canada.

A mission that’s values driven.

By providing businesses access to credit in disadvantaged communities, your Community Change Term Deposit can drive economic growth and stimulate community action. It can also help entrepreneurs scale up, create meaningful employment and generate innovative social impact.

The VCIB Community Change Term Deposit

The Community Change Term Deposit can be a strong fit for non-endowment resources, such as operating accounts and cash reserves, and for endowment resources such as investment portfolios.

  • Interest compounded and paid annually.
  • Short and long-term rates available.
  • Non-redeemable within the term.
  • Minimum of $100,000 per account.
  • Eligible for CDIC deposit insurance.

Start Financing Change

Every year, the Vancity Group shares 30 percent of its net income to members and their communities through the Shared Success program.

Bank on Better Returns

Interested in values-driven banking?
We want to hear from you.

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Vancity Community Investment Bank is a Certified B-Corp™ and a member of CDIC.